Nine years ago I was challenged to find a curriculum that fit the needs of low-income people and I could not find one that was suitable. I began by creating a simple Income & Spending Worksheet, and adding meaningful activities that would help people process their own spending habits and inspire them to change. Who would […]
A few years back, three questions came from different people in the span of a month. Question 1: Had you been a German Christian during World War II, would you have taken a stand against Hitler? Question 2: Had you lived in the South during the civil rights conflict, would you have taken a stand […]
Two concepts that Money & ME teaches are the “Cash Envelope System” and “Self Discipline.” The Cash Envelope System is simple, practical, and effective. In an article, The History of Envelope Budgeting, “mentions that household budgets in news reports started to pick up at the turn of the 20th century. Whoever first stuck their money into an envelope […]
Sara Money, Director and Developer of Money & ME interviews Heidi Jones, Executive Director, and Michelle Ryman, Partner Family Coordinator of Marion Matters in Marion, Ohio. Heidi shares… It’s relevant! The Money Kit comes with a receipt organizer! The program teaches the cash envelope system! Heidi states, “This program has been very beneficial to people who weren’t […]
How important is it to teach teens financially literacy? VERY!!! Who taught you about managing money? Was it your parents, teachers, friends, or personal experience? Maybe all of the above…maybe none. Think of how your life would be different had you learned how to save, what interest is, smart shopping habits and more! That is […]
This was my third year presenting the Money & ME program at the National AHA Poverty Conference. Dr. Ruby Payne, Director of the “aha Process, Inc.” created a “Bridges Out of Poverty” model that is increasing collaboration in communities, breaking down barriers, and helping individuals succeed. Many people who have struggled with addictions, incarcerations, and […]
Two churches in Taos, New Mexico, joined together to conduct a Money & ME Program. St. James Episcopal Church and El Pueblito United Methodist Church, both have food pantries. These two churches met and developed a strategy to not just offer food, but to also teach financial literacy and money management skills. They chose the […]
Lizzie Williams, from Tuscaloosa, Alabama, became a certified trainer in September 2016. Since that time, she has done over ten Money & ME Programs for her community. Last Saturday she had several college students and other young adults attend. Lizzie utilized Facebook and Eventbright to promote her program and had 13 people attend. She said utilizing […]
I would like to share a short story with you. In 2010, I coordinated a fundraiser for volunteers to serve low-income clients a catered lunch at a local church. A variety of door prizes and gift certificates were donated. Joe, one of the clients, and his two kids attended and he won a gift certificate […]
In 2002, I had a special needs child who was getting ready for open heart surgery, a four year old, and three step-children. My life felt out of control! I called a friend to process all that I was going through. She said, “Sara, how is your laundry?” I replied, “It is OUT of control. […]